TOPIC: TAKING CONTROL:
HEALTH CARE BENEFITS 2015
Is health care reform finding its footing—or fatally flawed? MIT economist and Affordable Care Act (ACA) expert Jonathan Gruber and Cato Institute Director of Health Policy Studies Michael Cannon will bring opposing viewpoints on the current state of reform. Q&A follows.
In 1999, 44% of American companies self-insured. By 2014, that number had risen to 61%.* Most are large companies, but increasingly, self-funding is seen as viable for smaller companies. Who’s diving in? What has their experience been? Join us for a panel discussion and Q&A.
There are several critical decision points that employers must consider when making the choice to self-insure. Tune in as industry experts dive into critical topics related to self-funding, such as stop-loss coverage, claim administration, and cost-containment methods, that can help control health care costs. Panelists and Q&A.
“To employees, medical self-insurance looks like a regular health plan. Self-insured employers pay for most worker health costs directly, though they contract with an insurer or other company to administer claims. The employers also buy coverage known as stop-loss for claims exceeding a certain amount. Brokers say a growing number of firms see such plans as low-cost alternatives to conventional coverage, as they're exempt from ACA requirements such as insurance taxes and specified benefits.”
USA Today, “Some small businesses choose to self-insure,” 3/13/2013